二季度末人民币房地产贷款余额增速回升|激情欧美日韩一区二区
中新社北京7月22日电 (记者 夏宾)中国央行22日发布的2025年二季度金融机构贷款投向统计报告称,房地产贷款增速回升。2025年二季度末,人民币房地产贷款余额53.33万亿元,同比增长0.4%,增速比上年末高0.6个百分点,上半年增加4166亿元;房地产开发贷款余额13.81万亿元(人民币,下同),同比增长0.3%,上半年增加2926亿元。
上述报告显示,2025年二季度末,金融机构人民币各项贷款余额268.56万亿元,同比增长7.1%,上半年人民币贷款增加12.92万亿元。业内人士称,从总量看,信贷总量保持平稳增长,也显示金融体系对实体经济信贷支持保持较高水平。
上述业内人士提到,从贷款投向看,呈现多个特点。一是贷款行业结构持续优化。新增贷款主要投向制造业、基础设施业等领域。6月末,制造业中长期贷款余额同比增长8.7%,上半年增加9207亿元;基础设施业中长期贷款余额同比增长7.4%,上半年增加2.18万亿元。
二是国民经济重点领域信贷保持较快增长。6月末,绿色贷款余额42.39万亿元,比年初增长14.4%,上半年增加5.35万亿元。科技型中小企业贷款、高新技术企业贷款“量增、面扩”,贷款余额同比增速分别为22.9%和8.2%,均明显高于各项贷款增速;获贷率分别为50.0%和57.6%,分别比去年同期高3.2和1.0个百分点。
三是金融资源更多流向国民经济薄弱环节。6月末,普惠小微贷款余额35.57万亿元,同比增长12.3%;助学贷款余额2677亿元,同比增长28.4%;涉农贷款余额53.19万亿元,同比增长7.4%,增速均高于各项贷款增速。(完)
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