甘肃试点“贷款明白纸” 融资成本透明惠企|国产精品无码专区在线播放
中新网兰州7月25日电(王牧雨)一张清晰的“贷款明白纸”,正让甘肃中小企业的综合融资成本变得一目了然。记者25日从中国人民银行甘肃省分行获悉,该行二季度启动的明示中小企业贷款综合融资成本试点工作,已完成超过1700笔、总额近35亿元贷款的成本明示,累计为企业节省非利息成本56.4万元。
当日,中国人民银行甘肃省分行举行新闻发布会,通报2025年上半年甘肃省金融运行情况。据悉,上述创新试点是该行推动一揽子货币政策精准落地、切实降低实体经济融资负担的缩影。
今年5月,中国人民银行推出适度宽松货币政策组合拳后,甘肃分行迅速行动,着力疏通政策传导“最后一公里”。除了“明白纸”让成本透明化,该行还积极引导金融机构将政策利率下调红利传导至企业端。
数据显示,降成本成效直接反映在贷款利率上:今年6月,甘肃省新发放企业贷款加权平均利率降至3.29%,较去年同期下降0.58个百分点;新发放个人住房贷款利率同样为3.29%,同比下降0.46个百分点。
结构性货币政策工具的运用也为重点领域注入活水。该行大力推动支农支小再贷款、碳减排支持工具等扩面增量。截至6月末,甘肃省支农支小再贷款余额达302.3亿元,创历史新高,同比增加48.7亿元;获得再贷款支持的法人机构数量增加7家,实现符合条件机构全覆盖。同期,甘肃省累计投放碳减排领域贷款1322亿元。
信贷总量的稳健增长印证了政策环境的改善。上半年,甘肃省金融机构新增贷款1169亿元。至6月末,全省贷款余额历史性突破3万亿元大关,达到3.02万亿元,同比增长4.5%,增速连续两个月环比回升。其中,对实体经济支撑关键的企事业单位贷款余额达2.2万亿元,上半年新增684亿元。
“下一步,我行将继续认真落实适度宽松的货币政策,推动一揽子措施进一步显效,为甘肃省经济高质量发展持续营造良好的货币金融环境。”中国人民银行甘肃省分行表示,随着“贷款明白纸”等务实举措的深化,甘肃金融活水有望更通畅、更透明地润泽实体经济。(完)
suizhekouqiangjiankangyishidetisheng,yuelaiyueduoderenkaishiguanzhuyachiqueshihoudexiufuwenti。qizhong,zhongzhiyayinqiyouliangdegongnengxinghemeiguanxingshoudaoguangfanqinglai。raner,xuduorenzaikaolvzhongzhiyashi,shouxianxiangdaodebianshi“zhongzhiyayikeduoshaoqian”。duici,worenwei,danchuncongjiagejiaodulaikanzhongzhiyabingbuquanmian,womengengyingguanzhuqichangqijiazhihezonghexiaoyi。shouxian,zhongzhiyadejiagetongchangzaijiqiandaoshangwanyuanbudeng,zhebujinshoudaodiqu、yiyuandengjiheyishengzizhideyingxiang,haiyusuoshiyongdecailiaohejishuyouguan。raner,zhongzhiyabingfeiyicixingtouzi,tadeshoumingtongchangkeda10nianyishang,shenzhigengchang。congzhegejiaodukaolv,zhongzhiyademeinianchengbenshijishangshixiangduijiaodide。yuqitaxiufufangshixiangbi,ruhuodongyichihuogudingqiao,zhongzhiyabujinzaiwaiguanshanggengjiejintianranyachi,qishiyongtiyanyegengjiashushi,ziran。qici,zhongzhiyanenggouyouxiaofangzhiguzhiliushi,baochimianbulunkuodewanzhengxing。yachiqueshihou,zhouweideguzuzhihuizhujianxishou,daozhimianbuchuxianaoxian,yingxiangmeiguan。zhezhongqingkuangxia,zhongzhiyabujinhuifulejujiaogongneng,yeqidaolebaohumianbujiegoudezuoyong。yinci,zhongzhiyasuodailaidechangqixiaoguoshiqijiagesuowufajiandanhengliangde。ciwai,zhongzhiyaduitishengshenghuozhiliangdegongxianbukehushi。yachidequeshibujinyingxiangyinshi,gengkenengdailaizixinxindexiajiang。yongyoujiankang、zhengqideyachiyouzhuyushejiaohezhiyefazhan。erzheyidian,wangwangshijinqianwufahengliangde。zongshangsuoshu,suiranzhongzhiyadejiagebufei,dancongchangqixiao随(sui)着(zhe)口(kou)腔(qiang)健(jian)康(kang)意(yi)识(shi)的(de)提(ti)升(sheng),(,)越(yue)来(lai)越(yue)多(duo)的(de)人(ren)开(kai)始(shi)关(guan)注(zhu)牙(ya)齿(chi)缺(que)失(shi)后(hou)的(de)修(xiu)复(fu)问(wen)题(ti)。(。)其(qi)中(zhong),(,)种(zhong)植(zhi)牙(ya)因(yin)其(qi)优(you)良(liang)的(de)功(gong)能(neng)性(xing)和(he)美(mei)观(guan)性(xing)受(shou)到(dao)广(guang)泛(fan)青(qing)睐(lai)。(。)然(ran)而(er),(,)许(xu)多(duo)人(ren)在(zai)考(kao)虑(lv)种(zhong)植(zhi)牙(ya)时(shi),(,)首(shou)先(xian)想(xiang)到(dao)的(de)便(bian)是(shi)“(“)种(zhong)植(zhi)牙(ya)一(yi)颗(ke)多(duo)少(shao)钱(qian)”(”)。(。)对(dui)此(ci),(,)我(wo)认(ren)为(wei),(,)单(dan)纯(chun)从(cong)价(jia)格(ge)角(jiao)度(du)来(lai)看(kan)种(zhong)植(zhi)牙(ya)并(bing)不(bu)全(quan)面(mian),(,)我(wo)们(men)更(geng)应(ying)关(guan)注(zhu)其(qi)长(chang)期(qi)价(jia)值(zhi)和(he)综(zong)合(he)效(xiao)益(yi)。(。)首(shou)先(xian),(,)种(zhong)植(zhi)牙(ya)的(de)价(jia)格(ge)通(tong)常(chang)在(zai)几(ji)千(qian)到(dao)上(shang)万(wan)元(yuan)不(bu)等(deng),(,)这(zhe)不(bu)仅(jin)受(shou)到(dao)地(di)区(qu)、(、)医(yi)院(yuan)等(deng)级(ji)和(he)医(yi)生(sheng)资(zi)质(zhi)的(de)影(ying)响(xiang),(,)还(hai)与(yu)所(suo)使(shi)用(yong)的(de)材(cai)料(liao)和(he)技(ji)术(shu)有(you)关(guan)。(。)然(ran)而(er),(,)种(zhong)植(zhi)牙(ya)并(bing)非(fei)一(yi)次(ci)性(xing)投(tou)资(zi),(,)它(ta)的(de)寿(shou)命(ming)通(tong)常(chang)可(ke)达(da)1(1)0年(nian)以(yi)上(shang),(,)甚(shen)至(zhi)更(geng)长(chang)。(。)从(cong)这(zhe)个(ge)角(jiao)度(du)考(kao)虑(lv),(,)种(zhong)植(zhi)牙(ya)的(de)每(mei)年(nian)成(cheng)本(ben)实(shi)际(ji)上(shang)是(shi)相(xiang)对(dui)较(jiao)低(di)的(de)。(。)与(yu)其(qi)他(ta)修(xiu)复(fu)方(fang)式(shi)相(xiang)比(bi),(,)如(ru)活(huo)动(dong)义(yi)齿(chi)或(huo)固(gu)定(ding)桥(qiao),(,)种(zhong)植(zhi)牙(ya)不(bu)仅(jin)在(zai)外(wai)观(guan)上(shang)更(geng)接(jie)近(jin)天(tian)然(ran)牙(ya)齿(chi),(,)其(qi)使(shi)用(yong)体(ti)验(yan)也(ye)更(geng)加(jia)舒(shu)适(shi),(,)自(zi)然(ran)。(。)其(qi)次(ci),(,)种(zhong)植(zhi)牙(ya)能(neng)够(gou)有(you)效(xiao)防(fang)止(zhi)骨(gu)质(zhi)流(liu)失(shi),(,)保(bao)持(chi)面(mian)部(bu)轮(lun)廓(kuo)的(de)完(wan)整(zheng)性(xing)。(。)牙(ya)齿(chi)缺(que)失(shi)后(hou),(,)周(zhou)围(wei)的(de)骨(gu)组(zu)织(zhi)会(hui)逐(zhu)渐(jian)吸(xi)收(shou),(,)导(dao)致(zhi)面(mian)部(bu)出(chu)现(xian)凹(ao)陷(xian),(,)影(ying)响(xiang)美(mei)观(guan)。(。)这(zhe)种(zhong)情(qing)况(kuang)下(xia),(,)种(zhong)植(zhi)牙(ya)不(bu)仅(jin)恢(hui)复(fu)了(le)咀(ju)嚼(jiao)功(gong)能(neng),(,)也(ye)起(qi)到(dao)了(le)保(bao)护(hu)面(mian)部(bu)结(jie)构(gou)的(de)作(zuo)用(yong)。(。)因(yin)此(ci),(,)种(zhong)植(zhi)牙(ya)所(suo)带(dai)来(lai)的(de)长(chang)期(qi)效(xiao)果(guo)是(shi)其(qi)价(jia)格(ge)所(suo)无(wu)法(fa)简(jian)单(dan)衡(heng)量(liang)的(de)。(。)此(ci)外(wai),(,)种(zhong)植(zhi)牙(ya)对(dui)提(ti)升(sheng)生(sheng)活(huo)质(zhi)量(liang)的(de)贡(gong)献(xian)不(bu)可(ke)忽(hu)视(shi)。(。)牙(ya)齿(chi)的(de)缺(que)失(shi)不(bu)仅(jin)影(ying)响(xiang)饮(yin)食(shi),(,)更(geng)可(ke)能(neng)带(dai)来(lai)自(zi)信(xin)心(xin)的(de)下(xia)降(jiang)。(。)拥(yong)有(you)健(jian)康(kang)、(、)整(zheng)齐(qi)的(de)牙(ya)齿(chi)有(you)助(zhu)于(yu)社(she)交(jiao)和(he)职(zhi)业(ye)发(fa)展(zhan)。(。)而(er)这(zhe)一(yi)点(dian),(,)往(wang)往(wang)是(shi)金(jin)钱(qian)无(wu)法(fa)衡(heng)量(liang)的(de)。(。)综(zong)上(shang)所(suo)述(shu),(,)虽(sui)然(ran)种(zhong)植(zhi)牙(ya)的(de)价(jia)格(ge)不(bu)菲(fei),(,)但(dan)从(cong)长(chang)期(qi)效(xiao)